Independent publication on AI, digital finance, tokenization, crypto and building with AI: sourced, reviewed and clearly explained.https://tokenetech.com/en/enhttps://tokenetech.com/en/research-trends/autonomous-ai-agents-limits/https://tokenetech.com/en/research-trends/autonomous-ai-agents-limits/What benchmarks like SWE-bench, OSWorld and METR's measurements show about AI agents, with dates, and why those numbers call for caution.Thu, 08 Oct 2026 00:00:00 GMTResearch & Future Trendshttps://tokenetech.com/en/artificial-intelligence/ai-hallucinations/https://tokenetech.com/en/artificial-intelligence/ai-hallucinations/Why AI models confidently make up facts, what kinds of errors exist and which techniques reduce the problem, without eliminating it.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/on-chain-analysis/https://tokenetech.com/en/crypto-web3/on-chain-analysis/How on-chain analysis works: the heuristics that cluster addresses, the role of exchanges, the method's limits and the rules in Brazil.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/astro-content-collections/https://tokenetech.com/en/building-with-ai/astro-content-collections/How Astro Content Collections use loaders, schemas and references to validate hundreds of articles at build time, with a real case.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/building-with-ai/astro-for-large-websites/https://tokenetech.com/en/building-with-ai/astro-for-large-websites/How Astro generates thousands of pages with little JavaScript, what field data shows and when it stops being the best choice.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/building-with-ai/astro-vs-nextjs/https://tokenetech.com/en/building-with-ai/astro-vs-nextjs/Compare how Astro and Next.js render pages, how much JavaScript they ship, how they update content and when each is the sensible choice.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/smart-contract-audits/https://tokenetech.com/en/crypto-web3/smart-contract-audits/How a smart contract audit is done, which tools it uses and why audited code can still fail. Learn how to read the report.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/automated-technical-seo-audits/https://tokenetech.com/en/building-with-ai/automated-technical-seo-audits/Tutorial for turning a technical SEO audit into an automated test: a script over the build, Lighthouse CI, the PageSpeed API and Search Console.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/artificial-intelligence/ai-business-process-automation/https://tokenetech.com/en/artificial-intelligence/ai-business-process-automation/How to choose and map processes, when to use AI, rules or RPA, where to keep human review and what data protection and operational risks to manage.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/finance-digital-economy/how-central-banks-work/https://tokenetech.com/en/finance-digital-economy/how-central-banks-work/What a central bank does: issuing currency, interest rates and inflation targets, the bankers' bank and independence, based on Brazil's central bank law.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/bitcoin-fixed-supply/https://tokenetech.com/en/crypto-web3/bitcoin-fixed-supply/Where the 21 million bitcoin cap comes from, how issuance halves every 210,000 blocks, and who actually enforces that rule.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/bitcoin-vs-ethereum/https://tokenetech.com/en/crypto-web3/bitcoin-vs-ethereum/Compare Bitcoin and Ethereum on what matters: design goal, coin supply, consensus, programmability, fees and the risks of each network.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/blockchain-record-fraud-prevention/https://tokenetech.com/en/crypto-web3/blockchain-record-fraud-prevention/Can blockchain reduce fraud in property and document records? What Georgia, Sweden and Brazil show, and what the technology does not solve.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/how-bitcoin-blockchain-works/https://tokenetech.com/en/crypto-web3/how-bitcoin-blockchain-works/A step-by-step look at how transactions, UTXOs, hashes, blocks, proof of work, nodes and confirmations form Bitcoin's public ledger.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/blockchain-public-spending-transparency/https://tokenetech.com/en/crypto-web3/blockchain-public-spending-transparency/What pilots and reports from the World Economic Forum, the OECD and Brazil's TCU show about blockchain in public spending, and what it can't fix.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/public-vs-private-blockchain/https://tokenetech.com/en/crypto-web3/public-vs-private-blockchain/What separates public and permissioned blockchains: who writes, who reads, how they reach consensus and whom you need to trust.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/building-an-eight-language-blog/https://tokenetech.com/en/building-with-ai/building-an-eight-language-blog/From the source language to right-to-left Arabic: how to organize content, interface, review and publishing for a blog in eight languages.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/building-with-ai/astro-site-search-pagefind/https://tokenetech.com/en/building-with-ai/astro-site-search-pagefind/A step-by-step guide to adding site search to a static Astro site with Pagefind: build-time index, interface, languages, filters and limits.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/custodial-vs-non-custodial-wallets/https://tokenetech.com/en/crypto-web3/custodial-vs-non-custodial-wallets/Who controls the keys in each type of crypto wallet, the risks of each model and what Brazil's Central Bank rule requires of crypto custodians.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/chatbot-with-your-own-documents/https://tokenetech.com/en/artificial-intelligence/chatbot-with-your-own-documents/A step-by-step roadmap for a chatbot that answers from your own documents: scope, file preparation, search, citations, security and testing.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/building-with-ai/how-claude-code-works/https://tokenetech.com/en/building-with-ai/how-claude-code-works/Learn from the official docs how Claude Code reads code, runs commands and asks for permission, plus its uses, limits, risks and costs.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/cold-wallet-vs-hot-wallet/https://tokenetech.com/en/crypto-web3/cold-wallet-vs-hot-wallet/Compare hot and cold wallets: where the private key lives, which attacks each one prevents, which risks remain and how to combine the two.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/tokenization-project-risk-analysis/https://tokenetech.com/en/tokenization/tokenization-project-risk-analysis/A seven-layer checklist to assess a tokenization project: asset, legal rights, regulation, code, custody, data and exit.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/how-to-analyze-tokenomics/https://tokenetech.com/en/crypto-web3/how-to-analyze-tokenomics/Learn to read a crypto project's tokenomics: token rights, supply, issuance, distribution, team vesting, liquidity and red flags.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/evaluating-ai-response-quality/https://tokenetech.com/en/artificial-intelligence/evaluating-ai-response-quality/Practical criteria and checklists to judge AI responses: accuracy, sources, coherence and uncertainty, from daily use to team evaluation.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/finance-digital-economy/how-fintechs-make-money/https://tokenetech.com/en/finance-digital-economy/how-fintechs-make-money/Interchange, spread, float, fees, subscriptions, marketplace and BaaS: fintech revenue sources and what Brazil's Central Bank rules limit.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/tokenization/how-real-estate-tokenization-works/https://tokenetech.com/en/tokenization/how-real-estate-tokenization-works/The layers of real estate tokenization in Brazil: property record, legal structure, token and platform, and what registries and the CVM have decided.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/how-rollups-work/https://tokenetech.com/en/crypto-web3/how-rollups-work/Inside rollups: the sequencer, blobs and data availability, fraud and validity proofs, withdrawal periods and maturity stages.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/multi-party-computation-security/https://tokenetech.com/en/crypto-web3/multi-party-computation-security/Understand multi-party computation (MPC): how several parties compute together without revealing their data, and how it protects keys and signatures.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/ai-context-memory-retrieval/https://tokenetech.com/en/artificial-intelligence/ai-context-memory-retrieval/Understand the difference between context window, memory and information retrieval in AI, and when each one helps or hurts the answers.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/tokenization/smart-contracts-real-world-assets/https://tokenetech.com/en/tokenization/smart-contracts-real-world-assets/What code does in a tokenized real-world asset: who can buy, freezes, payments and oracles. And where it still depends on people and the law.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/what-are-smart-contracts/https://tokenetech.com/en/crypto-web3/what-are-smart-contracts/Learn what a smart contract is, how it runs on a blockchain, why bugs are costly and what Brazilian law says about digital agreements.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/verifiable-credentials/https://tokenetech.com/en/crypto-web3/verifiable-credentials/How verifiable credentials work in practice: issuer, holder and verifier, revocation, selective disclosure and cases in Europe and Brazil.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/crypto-taxes-brazil/https://tokenetech.com/en/crypto-web3/crypto-taxes-brazil/R$ 35,000 exemption, 15% abroad, DeCripto and the annual return: what Brazil's tax authority requires of crypto holders and what changed since 2024.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/cursor-ai-assisted-development/https://tokenetech.com/en/building-with-ai/cursor-ai-assisted-development/Based on official documentation and independent studies, see how Cursor works, which modes and controls it offers and where its limits are.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/tokenization/tokenized-asset-custody/https://tokenetech.com/en/tokenization/tokenized-asset-custody/A tokenized asset has four layers of custody: the asset, the ownership record, the keys and the contract. See who is responsible for each one.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/institutional-crypto-custody/https://tokenetech.com/en/crypto-web3/institutional-crypto-custody/Cold wallets, split keys, segregation, audits and sub-custody abroad: how institutional crypto custody works and what Brazilian rules require.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/secure-automated-deployment/https://tokenetech.com/en/building-with-ai/secure-automated-deployment/Step by step to deploy automatically without exposing credentials: tests as a gate, least privilege, protected environments, OIDC and rollback.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/finance-digital-economy/diversification-benefits-and-limits/https://tokenetech.com/en/finance-digital-economy/diversification-benefits-and-limits/How diversification reduces a portfolio's risk, why correlation between assets matters and which risks it cannot eliminate.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/drex-digital-real/https://tokenetech.com/en/finance-digital-economy/drex-digital-real/What Brazil's central bank wanted with Drex, how the pilot's architecture worked, why it was shut down and what is known of the project in October 2026.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/embedded-finance-and-baas/https://tokenetech.com/en/finance-digital-economy/embedded-finance-and-baas/Accounts, credit and payments in non-financial apps: how embedded finance and BaaS work, what Brazil's central bank rule requires and the risks.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/artificial-intelligence/prompt-engineering-techniques/https://tokenetech.com/en/artificial-intelligence/prompt-engineering-techniques/Learn the prompt techniques recommended by Anthropic, OpenAI and Google guides, with practical examples and the limits of each one.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/choosing-an-ai-platform/https://tokenetech.com/en/artificial-intelligence/choosing-an-ai-platform/How to compare AI platforms for your company: use case, tests with real tasks, data terms, security, total cost and vendor lock-in risk.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/finance-digital-economy/how-etfs-work/https://tokenetech.com/en/finance-digital-economy/how-etfs-work/What an ETF is, how its share tracks an index, who creates and redeems shares, what the costs and risks are and how ETFs are taxed in Brazil.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/centralized-vs-decentralized-exchanges/https://tokenetech.com/en/crypto-web3/centralized-vs-decentralized-exchanges/How centralized and decentralized crypto exchanges work, who holds your assets in each one and which risks and rules apply.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/secure-ai-web-tools/https://tokenetech.com/en/building-with-ai/secure-ai-web-tools/API key on the server, model output treated as untrusted, usage limits and least privilege: a roadmap for building secure AI web tools.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/finance-digital-economy/fii-vs-direct-real-estate/https://tokenetech.com/en/finance-digital-economy/fii-vs-direct-real-estate/Compare Brazilian FIIs and owning rental property: what you own, management, liquidity, costs, risks and current tax on rent and sales.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/artificial-intelligence/fine-tuning-vs-rag/https://tokenetech.com/en/artificial-intelligence/fine-tuning-vs-rag/The difference between fine-tuning and RAG, what research shows about each one and a practical roadmap to decide which to use in your AI project.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/building-with-ai/git-github-workflow-ai-projects/https://tokenetech.com/en/building-with-ai/git-github-workflow-ai-projects/Branches, small commits, pull requests, protected branches and secret scanning: a safe workflow for when AI agents write code.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/building-with-ai/github-copilot-workflow-limitations/https://tokenetech.com/en/building-with-ai/github-copilot-workflow-limitations/Based on GitHub's documentation: how Copilot suggests code, chats, acts as an agent and reviews pull requests, and which limits it declares.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/crypto-scams/https://tokenetech.com/en/crypto-web3/crypto-scams/The most common crypto scams, the red flags flagged by the CVM, FBI and FTC, what Brazilian law says and where to report fraud in Brazil.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/digital-financial-scams/https://tokenetech.com/en/finance-digital-economy/digital-financial-scams/How Pix and fake call center scams work in Brazil, what to do in the first hours and how the Central Bank's MED tries to return victims' money.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/bitcoin-halving/https://tokenetech.com/en/crypto-web3/bitcoin-halving/The Bitcoin halving rule in the code, the dates of past cuts, the effect on miners and why price patterns are no guarantee of future results.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/astro-i18n-hreflang/https://tokenetech.com/en/building-with-ai/astro-i18n-hreflang/What hreflang is, Google's rules for multilingual versions, the role of x-default and how to generate it all in an Astro project.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/artificial-intelligence/how-generative-ai-works/https://tokenetech.com/en/artificial-intelligence/how-generative-ai-works/How generative AI creates text, images, audio and code, why it varies and makes mistakes, and which risks to check before using the output.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/multimodal-ai/https://tokenetech.com/en/artificial-intelligence/multimodal-ai/How multimodal AI combines text, images, audio, video and sensor data, how these models are built and where they still make mistakes.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/ai-contract-analysis/https://tokenetech.com/en/artificial-intelligence/ai-contract-analysis/What AI does well when reading contracts, what studies show about its errors and which confidentiality and data protection issues to consider.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/ai-in-education/https://tokenetech.com/en/artificial-intelligence/ai-in-education/What studies show about AI and learning, why AI text detectors fail and what new guidelines from Brazil's CNE change for schools.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/research-trends/ai-changing-software-development/https://tokenetech.com/en/research-trends/ai-changing-software-development/Adoption, code review, testing, security and careers: what dated research shows about how AI is changing the process of building software.Thu, 08 Oct 2026 00:00:00 GMTResearch & Future Trendshttps://tokenetech.com/en/artificial-intelligence/ai-in-programming/https://tokenetech.com/en/artificial-intelligence/ai-in-programming/What controlled studies and benchmarks show about how much programming work AI does, where it speeds things up and where it gets in the way.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/ai-in-healthcare/https://tokenetech.com/en/artificial-intelligence/ai-in-healthcare/Where AI already works in healthcare, what studies show about its limits and who is accountable for decisions under WHO, CFM and Anvisa rules.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/ai-customer-service/https://tokenetech.com/en/artificial-intelligence/ai-customer-service/Where AI helps in customer service, what customers fear, the Air Canada chatbot case and what Brazilian rules require from companies that automate support.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/decentralized-identity/https://tokenetech.com/en/crypto-web3/decentralized-identity/What DIDs and digital identity wallets are, and who really controls your data, based on W3C standards, eIDAS 2 and Brazil's LGPD.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/inflation-causes-and-consequences/https://tokenetech.com/en/finance-digital-economy/inflation-causes-and-consequences/What inflation is, why prices rise, how IBGE measures IPCA and INPC, how Brazil's inflation target works and what rising prices mean for your budget.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/compound-interest-explained/https://tokenetech.com/en/finance-digital-economy/compound-interest-explained/Compound interest with checked math: the formula, monthly vs. annual rates, regular deposits, credit card debt and how inflation affects real returns.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/global-interest-rates-and-assets/https://tokenetech.com/en/finance-digital-economy/global-interest-rates-and-assets/How rates set by the Fed, the ECB and other central banks affect bonds, stocks, real estate, currencies and emerging markets, with official 2026 data.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/layer-1-vs-layer-2/https://tokenetech.com/en/crypto-web3/layer-1-vs-layer-2/Understand the difference between layer 1 and layer 2, how rollups and the Lightning Network work and what new risks the extra layers bring.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/lgpd-and-blockchain/https://tokenetech.com/en/crypto-web3/lgpd-and-blockchain/Where Brazil's LGPD data protection law clashes with blockchain, how European regulators approach it and what to ask before putting personal data on-chain.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/tokenization-capital-markets-regulation/https://tokenetech.com/en/crypto-web3/tokenization-capital-markets-regulation/Why a tokenized security is still subject to CVM and SEC rules, what limits trading and what Brazil's securities regulator is testing in 2026.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/token-liquidity/https://tokenetech.com/en/tokenization/token-liquidity/Transferring a token in seconds is not the same as being able to sell it. See why the liquidity promised by tokenization rarely shows up.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/finance-digital-economy/financial-liquidity-explained/https://tokenetech.com/en/finance-digital-economy/financial-liquidity-explained/What liquidity is, how to read terms like D+1 and lock-up periods, why selling fast can be costly and how to match liquidity to each goal's timeline.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/building-with-ai/markdown-vs-mdx-vs-headless-cms/https://tokenetech.com/en/building-with-ai/markdown-vs-mdx-vs-headless-cms/Compare Markdown, MDX and headless CMSs on who writes, where content lives, risks and upkeep, and see when each option makes sense.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/consensus-mechanisms/https://tokenetech.com/en/crypto-web3/consensus-mechanisms/How distributed networks agree on a shared ledger: Raft, BFT, Nakamoto consensus, proof of stake, proof of authority and DAGs.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/tokenized-assets-secondary-market/https://tokenetech.com/en/tokenization/tokenized-assets-secondary-market/How resale of tokenized assets works, which venues exist and where it is allowed: Brazil, the European Union, the United Kingdom and the US.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/mica-eu-crypto-regulation/https://tokenetech.com/en/crypto-web3/mica-eu-crypto-regulation/What MiCA requires of crypto-asset issuers and exchanges in the European Union, which deadlines already apply and how to check ESMA's official register.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/bitcoin-mining/https://tokenetech.com/en/crypto-web3/bitcoin-mining/Understand proof of work, difficulty adjustment, mining pools, hardware and the energy debate in Bitcoin mining, with dated figures.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/open-vs-proprietary-ai-models/https://tokenetech.com/en/artificial-intelligence/open-vs-proprietary-ai-models/Understand the difference between open, open-weight and proprietary AI models, what licenses allow and practical criteria for choosing.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/artificial-intelligence/ai-reasoning-models/https://tokenetech.com/en/artificial-intelligence/ai-reasoning-models/Learn what reasoning models are, how they were trained, why they cost more per answer and which kinds of tasks they help with or hinder.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/building-with-ai/building-mvp-with-ai-agents/https://tokenetech.com/en/building-with-ai/building-mvp-with-ai-agents/A seven-step guide to building an MVP with AI agents: problem, metric, scope, stack, testing, security, cost control and validation.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/finance-digital-economy/neobanks-vs-traditional-banks/https://tokenetech.com/en/finance-digital-economy/neobanks-vs-traditional-banks/What differs between a neobank and a traditional bank in Brazil: license, FGC guarantee, balance protection, costs and risks, based on Central Bank rules.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/what-is-bitcoin/https://tokenetech.com/en/crypto-web3/what-is-bitcoin/Learn what Bitcoin is, how transactions, blocks, mining and keys work, what self-custody means and which risks to understand before using it.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/what-is-a-dao/https://tokenetech.com/en/crypto-web3/what-is-a-dao/Learn what a DAO is, how proposals and votes work on the blockchain, who actually decides and which legal and technical risks exist.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/what-is-defi/https://tokenetech.com/en/crypto-web3/what-is-defi/Learn what DeFi is, how lending and swaps work through smart contracts, who controls the protocols and which risks you take on.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/what-is-ethereum/https://tokenetech.com/en/crypto-web3/what-is-ethereum/Inside Ethereum: accounts, the virtual machine, smart contracts, gas, proof of stake, ether supply and the risks of using the network.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/what-is-artificial-intelligence/https://tokenetech.com/en/artificial-intelligence/what-is-artificial-intelligence/Learn what artificial intelligence is, how a model learns from data and where its limits are, with official definitions and everyday examples.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/tokenization/what-is-asset-tokenization/https://tokenetech.com/en/tokenization/what-is-asset-tokenization/Learn what asset tokenization is, which models exist, what changes in recording and transfer, and what Brazil's CVM says about tokens.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/artificial-intelligence/what-are-ai-agents/https://tokenetech.com/en/artificial-intelligence/what-are-ai-agents/Learn what an AI agent is, how it uses tools in cycles of reasoning and action, and which error, cost and security risks you need to know.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/finance-digital-economy/what-are-cbdcs/https://tokenetech.com/en/finance-digital-economy/what-are-cbdcs/Learn what a CBDC is, how retail and wholesale versions differ, which risks are debated and where the digital euro, e-CNY and other projects stand.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/artificial-intelligence/what-are-llms/https://tokenetech.com/en/artificial-intelligence/what-are-llms/Learn what an LLM is, how it predicts text, how it is trained and which limits you need to know before trusting its answers.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/what-are-memecoins/https://tokenetech.com/en/crypto-web3/what-are-memecoins/What memecoins are, why so many people create and buy them, and which risks regulators and research point to, from manipulation to total loss.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/what-are-stablecoins/https://tokenetech.com/en/crypto-web3/what-are-stablecoins/What stablecoins are, how issuance, redemption and reserves support the dollar peg, why it has broken before, and which risks and rules apply.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/how-open-finance-works/https://tokenetech.com/en/finance-digital-economy/how-open-finance-works/How Brazil's Open Finance works: who takes part, how consent, authentication and revocation work, what the Central Bank rules say, and the risks.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/blockchain-oracles/https://tokenetech.com/en/crypto-web3/blockchain-oracles/How price oracles feed data to DeFi protocols, how flash loans are used to manipulate them, and why a stale price is also a risk.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/oracles-physical-assets/https://tokenetech.com/en/tokenization/oracles-physical-assets/What oracles are, which real-world asset data they bring on-chain, what a proof of reserve shows and where the risks lie.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/finance-digital-economy/instant-payments-worldwide/https://tokenetech.com/en/finance-digital-economy/instant-payments-worldwide/Compare UPI, FedNow, euro instant payments, Faster Payments and Pix: who owns each system, who can join and what explains adoption.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/crypto-wallet-phishing/https://tokenetech.com/en/crypto-web3/crypto-wallet-phishing/How phishing scams against crypto wallets work, from fake apps to address poisoning, and what you can do to protect yourself.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/how-pix-works/https://tokenetech.com/en/finance-digital-economy/how-pix-works/How Pix works under the hood: SPI, DICT, keys, QR codes, participants, Pix Automático, contactless Pix, security and Central Bank rules.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/personal-financial-planning/https://tokenetech.com/en/finance-digital-economy/personal-financial-planning/A step-by-step model for organizing your finances: monthly snapshot, budget, debts, goals with deadlines, liquidity and review, with a worked example.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/blockchain-bridges/https://tokenetech.com/en/crypto-web3/blockchain-bridges/How blockchain bridges move tokens from one network to another, why they hold so much money and which failures have already caused major losses.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/why-ai-projects-fail/https://tokenetech.com/en/artificial-intelligence/why-ai-projects-fail/The documented causes of failure in enterprise AI projects: poorly defined problems, data, integration, costs, governance and people.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/crypto-anti-money-laundering/https://tokenetech.com/en/crypto-web3/crypto-anti-money-laundering/What crypto exchanges must do against money laundering in Brazil and abroad: identify customers, monitor activity and report to Coaf.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/data-privacy-ai-tools/https://tokenetech.com/en/artificial-intelligence/data-privacy-ai-tools/What happens to what you type into AI assistants, how to opt out of training, and what Brazil's LGPD requires before you paste other people's data.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/public-blockchain-privacy/https://tokenetech.com/en/crypto-web3/public-blockchain-privacy/An address is not anonymity: what a public blockchain exposes, how transactions get linked to people and where the legal limits of privacy lie.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/smart-contract-admin-keys/https://tokenetech.com/en/crypto-web3/smart-contract-admin-keys/What administrative privileges in smart contracts are, what powers they give the key holder and how multisig and timelocks reduce the risk.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/measuring-ai-productivity/https://tokenetech.com/en/building-with-ai/measuring-ai-productivity/How to measure AI's effect on software development with DORA and SPACE metrics, a baseline, a control group and attention to rework.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/proof-of-work-vs-stake/https://tokenetech.com/en/crypto-web3/proof-of-work-vs-stake/Proof of work and proof of stake compared on security, finality, energy and decentralization, based on whitepapers and research.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/fractional-asset-ownership/https://tokenetech.com/en/tokenization/fractional-asset-ownership/The ways to split an asset among several owners in Brazil, from co-ownership to timeshares and fund shares, and what changes when a token is involved.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/protect-seed-phrase/https://tokenetech.com/en/crypto-web3/protect-seed-phrase/What a seed phrase is, why it is worth as much as your funds and how to store it safe from thieves, scams and the risk of permanent loss.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/zero-knowledge-proofs/https://tokenetech.com/en/crypto-web3/zero-knowledge-proofs/What zero-knowledge proofs are, how they work with simple examples, where they are used and what their limits are.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/artificial-intelligence/rag-retrieval-augmented-generation/https://tokenetech.com/en/artificial-intelligence/rag-retrieval-augmented-generation/How RAG makes AI look up your documents before answering, step by step, and the limits of the technique on accuracy, cost and security.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/ransomware-and-cryptocurrency/https://tokenetech.com/en/crypto-web3/ransomware-and-cryptocurrency/Why ransomware demands crypto, how ransom money moves and is traced, what the FBI, Europol and OFAC say, and how to protect yourself.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/tokenization/real-estate-tokenization-regulation-brazil/https://tokenetech.com/en/tokenization/real-estate-tokenization-regulation-brazil/Land registries, CVM, the Central Bank, CNJ and the tax authority: which body oversees each part of real estate tokenization in Brazil as of October 2026.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/crypto-web3/crypto-regulation-brazil/https://tokenetech.com/en/crypto-web3/crypto-regulation-brazil/Central Bank, CVM, Receita Federal, Coaf and the Penal Code: the role each plays in regulating crypto assets in Brazil and the 2026 deadlines.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/crypto-web3/stablecoin-regulation/https://tokenetech.com/en/crypto-web3/stablecoin-regulation/How the US, EU, UK, Hong Kong, Singapore, Japan and Brazil regulate stablecoins, what already applies and what still awaits rules in 2026.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/fixed-income-vs-equities/https://tokenetech.com/en/finance-digital-economy/fixed-income-vs-equities/What separates fixed income from equities, the risks in each, why fixed income also fluctuates and what Brazil's FGC deposit guarantee covers.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/emergency-fund/https://tokenetech.com/en/finance-digital-economy/emergency-fund/How many months to save, what goes into the calculation and where an emergency fund stays available without losses, with criteria and worked examples.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/investment-risk-and-return/https://tokenetech.com/en/finance-digital-economy/investment-risk-and-return/What expected return, volatility and maximum drawdown mean, how to read performance figures without falling into traps and what a risk profile is.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/artificial-intelligence/ai-roi-business/https://tokenetech.com/en/artificial-intelligence/ai-roi-business/Learn to add up the real costs of an AI project, measure benefits against a baseline, design a pilot and read return surveys with caution.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/crypto-web3/defi-protocol-security/https://tokenetech.com/en/crypto-web3/defi-protocol-security/A practical checklist for reviewing a DeFi protocol's code, admin keys, audits, oracles and governance before you deposit funds.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/finance-digital-economy/selic-rate-credit-economy/https://tokenetech.com/en/finance-digital-economy/selic-rate-credit-economy/How a change in Brazil's Selic rate reaches loan rates, the exchange rate, consumption and inflation, and why the effect takes time to show.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/finance-digital-economy/modern-financial-system/https://tokenetech.com/en/finance-digital-economy/modern-financial-system/Who does what in the financial system: banks, intermediation, payments, capital markets and regulators, based on Brazilian Central Bank and CVM rules.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/building-with-ai/static-site-5000-pages/https://tokenetech.com/en/building-with-ai/static-site-5000-pages/Step by step: organizing URLs, content, routes, pagination, sitemap and internal links for a static website with thousands of pages.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/building-with-ai/multilingual-website-astro/https://tokenetech.com/en/building-with-ai/multilingual-website-astro/Step by step to build a multilingual website with Astro: URL structure, i18n configuration, translated slugs and what to avoid.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/finance-digital-economy/stablecoins-vs-cbdcs/https://tokenetech.com/en/finance-digital-economy/stablecoins-vs-cbdcs/Stablecoins and CBDCs look like the same digital money, but issuer, risk and backing differ. How they compare and where the digital euro and Drex stand.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/crypto-web3/staking-rewards-and-risks/https://tokenetech.com/en/crypto-web3/staking-rewards-and-risks/How staking works on Ethereum, where the rewards come from, what penalties exist and what risks each way of taking part adds.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3https://tokenetech.com/en/building-with-ai/supabase-auth-and-rls/https://tokenetech.com/en/building-with-ai/supabase-auth-and-rls/How Supabase combines Postgres, login and an API, and why Row Level Security (RLS) policies decide whether your data stays protected.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/finance-digital-economy/tesouro-direto-bonds-risks/https://tokenetech.com/en/finance-digital-economy/tesouro-direto-bonds-risks/Brazil's Tesouro Direto bonds: how each pays, B3's custody fee, income tax, liquidity and risks, with rules checked on October 8, 2026.Thu, 08 Oct 2026 00:00:00 GMTFinance & Digital Economyhttps://tokenetech.com/en/building-with-ai/automated-internal-link-testing/https://tokenetech.com/en/building-with-ai/automated-internal-link-testing/Step by step to check broken links, routes, canonical and hreflang on the generated site, with lychee, linkinator, Playwright or your own script.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/tokenization/token-legal-property-ownership/https://tokenetech.com/en/tokenization/token-legal-property-ownership/Under Brazilian law, real estate ownership is transferred at the Property Registry. What court oversight bodies decided and what a token can represent.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/token-vs-property-title/https://tokenetech.com/en/tokenization/token-vs-property-title/Property records and blockchains record information differently. What each one guarantees and how tokens link to real estate via quotas and credits.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/commodity-tokenization/https://tokenetech.com/en/tokenization/commodity-tokenization/How gold, energy and agricultural tokens work, what Brazilian law says about each type of backing and which risks stay with you.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/debenture-tokenization/https://tokenetech.com/en/tokenization/debenture-tokenization/What changes when a Brazilian debenture becomes a token, what the law and the CVM require, what has been tested in Brazil and which risks remain yours.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/real-estate-tokenization-us/https://tokenetech.com/en/tokenization/real-estate-tokenization-us/How the SEC treats real estate tokens, which exemptions offerings use and why the deed stays at the county recorder. Documented cases and risks.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/real-estate-tokenization-vs-fii/https://tokenetech.com/en/tokenization/real-estate-tokenization-vs-fii/Compare real estate tokens and Brazilian FIIs: legal rights, oversight, liquidity, costs and risks to check before evaluating an offering.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/art-collectibles-tokenization/https://tokenetech.com/en/tokenization/art-collectibles-tokenization/What an art token really gives you: possession, copyright, custody, CVM and EU rules, and the liquidity and valuation risks to weigh first.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/receivables-tokenization/https://tokenetech.com/en/tokenization/receivables-tokenization/How receivables tokenization works in Brazil: originator, securitization company, collateral, segregated assets, CVM rules and investor risks.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/government-bond-tokenization/https://tokenetech.com/en/tokenization/government-bond-tokenization/What Brazil's Central Bank tested with tokenized government bonds in Drex, what Hong Kong and the UK did, and where the technology still falls short.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/real-estate-tokenization-pros-cons/https://tokenetech.com/en/tokenization/real-estate-tokenization-pros-cons/What real estate tokenization can improve, what regulators have not yet seen work, and the legal, technical and liquidity limits that remain.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/tokenization-european-union/https://tokenetech.com/en/tokenization/tokenization-european-union/Why tokenizing assets in the EU still runs into classification, national law and DLT Pilot Regime limits, and what is now under review.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/tokenization-does-not-eliminate-risk/https://tokenetech.com/en/tokenization/tokenization-does-not-eliminate-risk/Tokenizing changes how an asset is recorded and transferred, not its risk. What the FSB, IOSCO, IMF, OECD and BIS say on liquidity, custody and code.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/tokenizing-credit-rights/https://tokenetech.com/en/tokenization/tokenizing-credit-rights/The path to tokenizing a contract or credit right in Brazil: assignment, choice of vehicle, registration of the collateral, CVM rules and risks.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/tokenization/equity-vs-debt-tokens/https://tokenetech.com/en/tokenization/equity-vs-debt-tokens/The difference between equity and debt tokens: shareholder and creditor rights, bankruptcy ranking, Brazilian CVM rules and the risks of each.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/artificial-intelligence/tokens-in-ai-models/https://tokenetech.com/en/artificial-intelligence/tokens-in-ai-models/What tokens are in language models, how text is split into them and why that affects cost, context window limits and output quality.Thu, 08 Oct 2026 00:00:00 GMTArtificial Intelligencehttps://tokenetech.com/en/tokenization/fungible-vs-non-fungible-tokens/https://tokenetech.com/en/tokenization/fungible-vs-non-fungible-tokens/The difference between fungible tokens and NFTs, how the ERC-20, ERC-721 and ERC-1155 standards work, and why the label does not define regulation.Thu, 08 Oct 2026 00:00:00 GMTTokenization & Real-World Assetshttps://tokenetech.com/en/building-with-ai/why-use-typescript/https://tokenetech.com/en/building-with-ai/why-use-typescript/What TypeScript solves, what research says about types and bugs, why it helps with AI-generated code and how to adopt it gradually.Thu, 08 Oct 2026 00:00:00 GMTDevelopment & Building with AIhttps://tokenetech.com/en/crypto-web3/usdt-vs-usdc/https://tokenetech.com/en/crypto-web3/usdt-vs-usdc/Compare USDT and USDC: issuers, who can redeem, reserve composition per 2026 reports, freezes, history under stress and regulation.Thu, 08 Oct 2026 00:00:00 GMTCrypto & Web3